Sample Hardship Letter Review

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Download a FREE Sample Hardship Letter to mortgage company for foreclosure. As part of your foreclosure hardship package, you’ll need to write a hardship letter to explain your situation and propose a workable solution that will allow you to exit foreclosure.

Below is a sample hardship letter you can use to get started. Make it fit your financial and family situation, however, and write it in your own style. Writing an effective hardship letter is the first step to opening the lines of communication with your lender or mortgage company, so it must be straight-forward and paint an accurate picture of what’s going on in your life.

Suggested Hardship Letter Contents:

* Identifying information (for you and your mortgage loan)
* The type of workout (repayment plan, loan modification, forbearance, short sale, deed in lieu of foreclosure, etc) you would like to use to resolve your foreclosure. Include when you want it to go into effect, why you believe it will work, and why you are committed to making sure it works
* Describe your financial situation or hardship
* Provide a broad overview of your income and expenses. Explain any recent changes or if you expect any changes to happen in the near future
* Tell them how much money you have saved to offset any delinquency or to pay into a negotiated workout plan * Tell them how and when to contact you

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Please contact Sample Hardship Letter publisher, Truth in Foreclosure if you have questions or issues regarding this product.

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